Confidence Starts Here

Financing Made Simple

Buying a home is exciting — but without the right financing, it can feel overwhelming. At The AGNT Group, we make the process simple by connecting you with trusted lenders and guiding you step by step, so you can move forward with confidence.

Secure Your Foundation

Why Pre-Approval Comes First

Getting pre-approved isn’t just about knowing your budget — it’s about strengthening your offer. In Sarasota’s competitive market, the right financing can be the key to winning the home you love.

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Guidance at Every Step

How We Support Your Journey

Pre-Approval Guidance

Understand your options and get clarity on what lenders require.

Trusted Lender Network

Partnerships with local experts who share our service-first mindset.

Tailored Solutions

 From first-time buyer programs to jumbo loans, we help match you with the best fit.

our Impact

A service that will delight your event

"it was like a magic carpet ride. Everything went smooth Lyndsey Ashley was able to negotiate the price i wanted and made it happen she’s a true proffesional . I saw a property i liked called her out of the blue with no warning we met at tRead MoreRead Less
"I bought 2 homes in Sarasota with Lyndsey. She’s the best! The biggest value, in my opinion, is her involvement after the contract is signed. She makes real effort to make sure closing goes as smoothly as possible, helps a lot with inspecRead MoreRead Less
"Highly recommend. Friendly and very efficient. When I called to tour a home, Lyndsey was right there. She walked me through the process and became a friend."
"Back again! This is the second time Lyndsey has worked her realtor magic for us and we finally got our forever home thanks to her and her hard work and determination to make it happen. This process was anything but easy but Lyndsey was veryRead MoreRead Less
"Lyndsey is awesome. She matches your excitement about the house with her fun and bubbly personality. Her experience in flipping homes helped us visualize during our house hunt. So grateful for her and her amazing team! Highly recommend!"
"We loved working with Lyndsey! She made us feel empowered as buyers, while also always providing her honest feedback and recommendations. An A+ negotiator, we love our new home! Thanks Lyndsey!"
"I used The AGNT Group, Realtors- Keller Williams to help me with the sale of my home. Lyndsey Ashley was my realtor. I couldn't have asked for anyone better than her. She is extremely professional and knows what she is doing. She goes aboveRead MoreRead Less
"We moved across Country...Lyndsey gave us a smooth transition!"
"As a home inspector, I’ve had the opportunity to work with hundreds of real estate agents across a wide range of transactions. I can confidently say that Lyndsey and the AGNT Group stands out as one of the most professional, knowledgeable, Read MoreRead Less
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Your Questions Answered

Financing Made Clear

Pre-approval can often be completed in as little as 24–48 hours once your documents are submitted. Some lenders even offer same-day approvals. The key is being prepared with your income, assets, and credit information so the process moves smoothly.

Not necessarily. While a 20% down payment helps avoid private mortgage insurance (PMI), many buyers secure homes with much less — sometimes as low as 3–5%. For veterans, VA loans can even require 0% down. The right option depends on your financial profile and long-term goals.

For homes above conforming loan limits, jumbo loans are the most common financing solution. We work with lenders who specialize in Sarasota’s luxury market, offering competitive rates and flexible terms for high-value properties, whether it’s a Siesta Key waterfront estate or a Lakewood Ranch custom home.

Yes, but only slightly. A lender’s inquiry typically has a minimal impact on your score, and it’s worth the trade-off to gain buying power and credibility with sellers. Plus, multiple mortgage inquiries within a short window are often treated as one inquiry.

Typically: pay stubs, W-2s or tax returns, bank statements, and identification. If you’re self-employed or an investor, additional documentation like business financials may be required. We’ll walk you through exactly what to prepare.

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Start Smart. Buy Strong.

Connect With a Trusted Lender Today

The first step to your dream home is financing you can count on.
Let’s connect you with the right lender to make it happen.

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