Confidence Starts Here

Financing Made Simple

Buying a home is exciting — but without the right financing, it can feel overwhelming. At The AGNT Group, we make the process simple by connecting you with trusted lenders and guiding you step by step, so you can move forward with confidence.

Secure Your Foundation

Why Pre-Approval Comes First

Getting pre-approved isn’t just about knowing your budget — it’s about strengthening your offer. In Sarasota’s competitive market, the right financing can be the key to winning the home you love.

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Guidance at Every Step

How We Support Your Journey

Pre-Approval Guidance

Understand your options and get clarity on what lenders require.

Trusted Lender Network

Partnerships with local experts who share our service-first mindset.

Tailored Solutions

 From first-time buyer programs to jumbo loans, we help match you with the best fit.

our Impact

A service that will delight your event

"Lyndsey is awesome. She matches your excitement about the house with her fun and bubbly personality. Her experience in flipping homes helped us visualize during our house hunt. So grateful for her and her amazing team! Highly recommend!"
Ben Slavens
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"We loved working with Lyndsey! She made us feel empowered as buyers, while also always providing her honest feedback and recommendations. An A+ negotiator, we love our new home! Thanks Lyndsey!"
Lana Slavens
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"I used The AGNT Group, Realtors- Keller Williams to help me with the sale of my home. Lyndsey Ashley was my realtor. I couldn't have asked for anyone better than her. She is extremely professional and knows what she is doing. She goes above… Read MoreRead Less
joanne rader
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"We moved across Country...Lyndsey gave us a smooth transition!"
qmfeatures johnson
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"As a home inspector, I’ve had the opportunity to work with hundreds of real estate agents across a wide range of transactions. I can confidently say that Lyndsey and the AGNT Group stands out as one of the most professional, knowledgeable, … Read MoreRead Less
Brad M
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"I had the pleasure of working with Lyndsay Ashley, she is a true professional, responsive, and always puts her clients first while maintaining fairness and respect throughout the transaction. Lyndsay makes collaboration smooth and efficient… Read MoreRead Less
Julian Germinal
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"Ashley of the Agnt group is the best. She is detail oriented and a hard working agent. If you need such an agent she will fit your needs."
Eric Martin
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"Working with Lyndsey Ashley has been such a positive experience! She is kind, professional, and always shows genuine compassion for her clients. As a referral partner, she has been easy to collaborate with and makes the process seamless. I … Read MoreRead Less
Nikki Norman
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"Very knowledgeable, great with communication, and truly a pleasure to work with!"
Kate Germinal
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"Lyndsey Ashley is the best realtor I have worked with! I have flipped or bought about a dozen houses, and this last house was a real doozy. There was trouble with liens, there was trouble with Not one seller, but three sellers Plus an ancie… Read MoreRead Less
Catherine Chis
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Your Questions Answered

Financing Made Clear

Pre-approval can often be completed in as little as 24–48 hours once your documents are submitted. Some lenders even offer same-day approvals. The key is being prepared with your income, assets, and credit information so the process moves smoothly.

Not necessarily. While a 20% down payment helps avoid private mortgage insurance (PMI), many buyers secure homes with much less — sometimes as low as 3–5%. For veterans, VA loans can even require 0% down. The right option depends on your financial profile and long-term goals.

For homes above conforming loan limits, jumbo loans are the most common financing solution. We work with lenders who specialize in Sarasota’s luxury market, offering competitive rates and flexible terms for high-value properties, whether it’s a Siesta Key waterfront estate or a Lakewood Ranch custom home.

Yes, but only slightly. A lender’s inquiry typically has a minimal impact on your score, and it’s worth the trade-off to gain buying power and credibility with sellers. Plus, multiple mortgage inquiries within a short window are often treated as one inquiry.

Typically: pay stubs, W-2s or tax returns, bank statements, and identification. If you’re self-employed or an investor, additional documentation like business financials may be required. We’ll walk you through exactly what to prepare.

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Start Smart. Buy Strong.

Connect With a Trusted Lender Today

The first step to your dream home is financing you can count on.
Let’s connect you with the right lender to make it happen.

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